Compass Concierge

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Get fronted for the cost of home improvement benefits with no interest — ever.

Compass Concierge is the hassle-free way to sell your home faster and for a higher price with services like staging, flooring, painting, and more.

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Learn how Carmen can help sell your home faster and for a higher price with Concierge.

Carmen Miranda

Burlingame Real Estate Agent
[email protected]
M: (650) 743-4320

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Get Market-Ready
for $0 Upfront

  • Access up to $75K for home prep
  • Use on staging, painting, repairs, moving, and more
  • Repay conveniently through closing¹

Introducing Market Ready Concierge

Up to $75,000* for sellers to prepare their home for market

NORTHERN
CALIFORNIA
Compass Concierge
(available through September 2026)
Market Ready Concierge
Max Credit Limit
$50,000
$75,000*
Max List Price
$4M
$4M
Cost
Fee: $750 (Varies by State)
Origination Fee: $499
Interest Rate: 8.99% - 16.99%
Ownership Types
Must be owner of property or ability to act on behalf of owner; Trusts, Estates, POAs are allowed; LLCs not allowed.
Must be owner of property or ability to act on behalf of owner; LLCs, Trusts, Estates, POAs are allowed.
Draw Period
12 months
6 months
Minimum FICO
680
680
Client Link
NORTHERN
CALIFORNIA
Compass Concierge
(available through September 2026)
Max Credit Limit
$50,000
Max List Price
$4M
Cost
Fee: $750 (Varies by State)
Ownership Types
Must be owner of property or ability to act on behalf of owner; Trusts, Estates, POAs are allowed; LLCs not allowed.
Draw Period
12 months
Minimum FICO
680
Client Link
Market Ready Concierge
Max Credit Limit
$75,000*
Max List Price
$4M
Cost
Origination Fee: $499
Interest Rate: 8.99% - 16.99%
Ownership Types
Must be owner of property or ability to act on behalf of owner; LLCs, Trusts, Estates, POAs are allowed.
Draw Period
6 months
Minimum FICO
680
Client Link

Compass agents now have access to Market Ready Concierge (powered by Notable), a new iteration of the Compass Concierge program that includes credit limits up to $75,000" and other benefits.

The two programs are available at separate application links through our partner, Notable. Below are the key differences between Compass Concierge and Market Ready Concierge.

*Please note, you cannot upsize limits between programs. Please make sure your client applies through the correct application link.

*Up to 10% of list price allowed for loan; capped at the $75k max. Loan amount may vary depending on FICO and other factors. A minimum of 680 FICO score for loans up to $50,000; and a minimum FICO score of 780 for loans over $50,000); seller must have at least ~20% equity in the home.

Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your seller's home, termination or expiration of your seller's listing agreement, suspension of the loan, loan acceleration or twelve months after loan origination, whichever is sooner. Notwithstanding the Loan Repayment Date in the loan agreement, an origination fee will apply, and interest will continue to accrue until the loan is repaid in full. Subject to the terms of your seller's loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms).

Rules & Exclusions apply. No guarantees or warranty of results are provided. Subject to additional terms and conditions. Interest may apply. All property enhancement services are provided by the applicable service providers.

The Market Ready Concierge loan program is provided by Notable, a company engaged through a services agreement with affiliated companies of Compass International Holdings. Compass International Holdings is the ultimate parent company of the listing brokerage, and of the franchisors who are making the offering available to franchisee members of their networks. Market Ready Concierge loans are made by either Notable Finance, LLC (NMLS# 1824748), an affiliated lender of Notable Finance, LLC, or Quorum Federal Credit Union. Notable Finance, LLC loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. Neither Compass International Holdings, nor any of its respective franchisees, affiliated brokerages, or affiliated companies, is providing loans, or any property enhancement product or service in connection with the Market Ready Concierge program. Fees or interest may apply. Subject to the terms of your seller's loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms). This information is provided for informational purposes only and is not a solicitation, recommendation, offer or promise to provide services. Neither Compass International Holdings nor its affiliated brokerages, franchisees or affiliated companies are offering legal, financial or other professional advice.

Smart


Your Compass agent will help you determine which services can deliver the greatest return on your investment.

Fast


The entire process is designed for speed, so that work can begin — and your home can sell — as quickly as possible.

Transparent


You'll never have to worry about upfront costs or interest.

Easy


Your Compass agent will be by your side throughout the process, advising you along the way.

Success Stories

"The thing that was the most daunting for me about selling the home was how would I get it to market, based on being retired and have limited income. And that's where the Compass Concierge service was absolutely remarkable."

​​​​​​​Julia, Seller | Oakland

  • Floor repair
  • Carpet cleaning & replacement
  • Staging
  • Deep-cleaning
  • Decluttering
  • Cosmetic renovations
  • Landscaping
  • Interior & exterior painting
  • HVAC
  • Roofing repair
  • Moving & storage
  • Pest control
  • Custom closet work
  • Fencing
  • Electrical work
  • Seller-side inspections & evaluations
  • Kitchen improvements
  • Bathroom improvements
  • Pool & tennis court services
  • Water heating & plumbing repair
  • Sewer lateral inspections & remediation
  • More than 100 other home improvement services
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How It Works

  1. You and your agent work together to decide which services can increase your home’s value the most and set an estimated budget for the work.
  2. When you're ready to start, your Compass agent will be by your side as you engage vendors and commission work.
  3. Once the transformation is complete, your home will go on the market.
  4. You'll pay for the services when one of the following happens — your home sells, you terminate your listing agreement with Compass, or 12 months pass from your Concierge start date.

#1
Independent Real Estate Brokerage
19,000
Agents Serving Vibrant Communities Across the U.s.
10
Years of Industry Experience
$152K
Gross Transaction Value
$3.7B
Revenue
145K
Transactions

Curious how Compass Concierge Can Transform Your Sale?

See what a difference this program makes for yourself right here.

Your Questions, Answered

Are there any benefits not covered by the program?

Our goal is for Concierge to help as many clients as possible. The program is intentionally flexible; we've developed Concierge to be used with most vendors for your convenience.

When do I have to pay for these benefits?

You’ll pay once one of the following happens (whichever occurs first): - Your home sells - You terminate your listing agreement with Compass - 12 months pass from your Concierge start date.

How can I participate in the program?

Easy! Call your Compass agent today to find out how to participate. Not yet working with one? Use the form to get started.


This information is provided for informational purposes only and is not a solicitation, recommendation, offer or promise to provide services. Rules & Exclusions apply. Compass offers no guarantee or warranty of results. Home must qualify under Compass Concierge guidelines. Subject to additional terms and conditions. Compass reserves the right to refuse, reject, or cancel the program for any reason at any time without liability.

Concierge Capital loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Compass is not a lender and is not providing loans as part of the Compass Concierge program.

Work With Carmen

Carmen is known for her integrity, strong negotiation skills, and extensive experience, Carmen’s philosophy is simply to treat others as you wish to be treated. She always looks forward to hearing from you. Please feel free to contact her using the most convenient method.

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